We have written before about Chase’s refer-a-friend program which we use to earn extra points when a close friend or family member applies for a new Chase credit card. The list of cards that offer a Chase refer-a-friend bonus keeps changing so we thought it was time for an updated post.

There are several Chase credit cards currently offering a referral bonus for referring those credit cards to family or friends if they apply and are approved using your referral link.

How Chase Refer a Friend Works

For anyone not familiar, Chase offers the opportunity to earn points for referring its credit cards through Chase refer-a-friend at chase.com/referafriend. The way Chase refer-a-friend works is that will you receive bonus points (ranging from 5,000 to 40,000 points depending on the card) for each person who applies and is approved for a credit card using your referral link.

You can invite as many people as you want but there is a maximum cap of how many bonus points per calendar year that you can earn total for each card.

Please note that Chase will send you a 1099 for points earned through referral bonuses.

You can only refer people to the specific credit card you have and not any Chase card. There are exceptions where you can refer people for a card in the same family (for example if you have a Freedom credit card you can refer friends to any other Freedom credit card).

How To Generate and Share Your Chase Referral Link

There are a few ways to get your Chase referral link which you can then share with friends or family including: 1) visiting https://www.chase.com/referafriend (or the url for your specific card below), 2) through the Chase mobile app, 3) click on banners when logged into your chase.com account and 4) keep an eye for emails from Chase about refer a friend opportunities.

To create your Chase referral link visit chasereferafriend.com (or the urls listed below for your specific credit card) and enter your last name, zip code and last 4 digits of your card to see if your card is eligible for a referral bonus at that time. If your Chase card is eligible you will generate a referral link which you can copy and share with your friends. The referral link expire so you will need to generate new links periodically.

After generating your link, scroll to the bottom of the page and it will show you how many referral bonus points you have earned in the current calendar year.

(Warning: If your friends apply for a lot of credit cards they might not be approved. Most Chase cards are subject to the Chase 5/24 rule for credit card approvals meaning applicants will not be easily approved (if at all) if they have applied for more than 5 cards from any bank in the last 24 months. See this post for more information about the Chase 5/24 rule.)

Current List of Chase Credit Cards Offering Refer-a-Friend Bonus

A referral bonus is not offered for every Chase credit card. Here is a list of all the Chase credit cards that are currently offering a refer a friend bonus:

Chase Sapphire Preferred Referral

You will earn 15,000 points per referral up to a maximum of 75,000 points per calendar year for referring the Chase Sapphire Preferred card. Here is our referral link for anyone that would like to use it.

Visit https://www.chase.com/referafriend/chasesapphirepreferred to make a referral.

Chase Sapphire Reserve Referral

Earn 10,000 points per referral up to a maximum of 50,000 points per calendar year for referring the Chase Sapphire Reserve card.

Visit https://www.chase.com/referafriend/chasesapphirereserve to make a referral.

Chase Freedom Unlimited Referral

You can earn a referral bonus for the Chase Freedom Unlimited if you have any Chase Freedom card.

You will earn 5,000 points (or $50 cash back) per referral up to a maximum of 50,000 points (or $500 cash back) per calendar year. Here is our referral link for anyone that would like to use it.

Visit https://www.chase.com/referafriend/freedomfamily to make a referral.

Chase Freedom Flex Referral

You can earn a referral bonus for the new Chase Freedom Flex if you have any Chase Freedom card.

You will earn 5,000 points (or $50 cash back) per referral up to a maximum of 50,000 points (or $500 cash back) per calendar year. Here is our referral link for anyone that would like to use it.

Visit https://www.chase.com/referafriend/freedomfamily to make a referral.

United MileagePlus Referral

You can earn a referral bonus if your friend gets any United MileagePlus card, even if its a different card than yours. You will earn 10,000 United miles per referral up to a maximum of 100,000 United miles per calendar year.

Visit https://www.chase.com/referafriend/unitedmileageplusfamily to make a referral.

Southwest Rapid Credit Cards Referrals

You can earn a referral bonus if your friend gets any Southwest credit card, even if it is a different card than yours.

You will earn 20,000 points per referral for any participating Southwest Rapid Rewards Credit Card up to a maximum of 100,000 points per calendar year.

The sign up bonus from the Southwest cards count towards the 125,000 miles needed for a Southwest companion pass.

Visit https://www.chase.com/referafriend/swafamily to generate your referral link.

Disney Visa Card Referral

If you have a Disney® Visa® Card or the Disney® Premier Visa® card, you will receive $100 Disney Reward Dollars per referral up to a maximum of $500 Disney reward dollars per calendar year.

Visit https://www.chase.com/referafriend/disneyfamily to make a referral.

World of Hyatt Business Referral

If you have a World of Hyatt Business credit card, you can earn 5,000 points per referral up to a maximum of 25,000 points per calendar year.

Visit https://www.chase.com/referafriend/worldofhyattbizcard to make a referral.

IHG Rewards Club Referral

You can earn a referral bonus if your friend gets any participating IHG® Rewards Credit Card, even if it is a different card than yours.

You will receive 10,000 points per referral up to a maximum of 50,000 points per calendar year.

Visit https://www.chase.com/referafriend/ihg to make a referral.

Marriott Bonvoy Credit Card Referral

Earn a referral bonus if your friend gets either the MMarriott Bonvoy Boundless® or Marriott Bonvoy Bold® or Marriott Bonvoy Bountiful™ Credit Card, even if it is a different card than yours.

You will earn 40,000 points per referral up to a maximum of 200,000 points per calendar year.

Visit https://www.chase.com/referafriend/marriottbonvoy to make a referral.

British Airways Visa Signature Credit Card Referral

Earn a referral bonus if your friend gets the British Airways Visa Signature credit card.

You will earn 10,000 Bonus Avios points per referral up to a maximum of 50,000 Bonus Avios per calendar year.

Visit https://www.chase.com/referafriend/britishairways to make a referral.

Chase Ink Business Referral

Earn a referral bonus if your friend gets any Chase Ink credit card, even if it is a different card than yours.

You will earn 40,000 points for each business, up to 5, up to a maximum of 200,000 points per calendar year.

Visit https://www.chase.com/referabusiness/inkfamily to generate your referral link.

Once your friend clicks on your referral link your friend can compare all versions of the Ink card and they can pick the version to apply for.

Here is our referral link for anyone that would like to use it.

Leave Your Chase Referral Links Here

If you have one of these Chase credit cards and you know a friend or family member that would be interested in applying as well, you can send them a referral through https://www.chase.com/referafriend to earn bonus points for yourself.  If you are interested in applying for these cards and do not know anyone to send you a referral, we would be grateful if you use our referral links for the Chase Freedom Unlimited, Chase Freedom Flex, United MileagePlus, the Chase Sapphire Preferred, one of the Southwest® Rapid Rewards credit cards or one of the Chase Ink Business cards.

You are also welcome to leave your Chase referral links in the comments below.

(See also related post: How to Earn a Discover Refer a Friend Bonus)

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