We have written before about Chase’s refer-a-friend program which we use to earn extra points when a close friend or family member applies for a new Chase credit card. The list of cards that offer a Chase refer-a-friend bonus keeps changing so we thought it was time for an updated post.

There are several Chase credit cards currently offering a referral bonus for referring those credit cards to family or friends if they apply and are approved using your referral link.

How Chase Refer a Friend Works

For anyone not familiar, Chase offers the opportunity to earn points for referring its credit cards through Chase refer-a-friend at chase.com/referafriend. The way Chase refer-a-friend works is that will you receive bonus points (usually 5,000, 10,000, 15,000 or 20,000 points depending on the card) for each person who applies and is approved for a credit card using your referral link. You can invite as many people as you want but there is a maximum cap of how many bonus points per calendar year that you can earn total for each card.

You can only refer people to the specific credit card you have.  The only exception is for Southwest credit cards – if you have a Southwest card you can refer friends to any participating Southwest card.

How To Generate and Share Your Chase Referral Link

There are a few ways to get your Chase referral link which you can then share with friends or family including: 1) visit https://www.chase.com/referafriend, 2) through the Chase mobile app, and 3) click on banners when on chase.com.

To create your Chase referral link visit chasereferafriend.com (or the urls listed below for your specific credit card) and enter your last name, zip code and last 4 digits of your card to see if your card is eligible for a referral bonus at that time. If your Chase card is eligible you will generate a referral link which you can copy and share with your friends and also the option to share by email.

Email is the slowest option – it will take up to 7 days for them to receive the email. If you choose email you must provide your friend’s first name and email address and they will be sent an email from the person referring them & Chase.

(Warning: If your friends apply for a lot of credit cards they might not be approved. Most Chase cards are subject to the Chase 5/24 rule for credit card approvals meaning applicants will not be easily approved (if at all) if they have applied for more than 5 cards from any bank in the last 24 months. See this post for more information about the Chase 5/24 rule.)

Current List of Chase Credit Cards Offering Refer-a-Friend Bonus

A referral bonus is not offered for every Chase credit card. Here is a list of all the Chase credit cards that are currently offering a refer a friend bonus:

Chase Ink Business Unlimited Referral (NEW!)

Chase just started offering a referral bonus for the Chase Business Unlimited in July, 2019. You will earn 15,000 points (or $150 cash back) per Chase Ink Business Unlimited up to a maximum of 75,000 points (or $750 cash back) per calendar year. Here is our referral link.

The Chase Business Unlimited has a sign up bonus of $500 after spending $3,000 after first 3 months.

Visit https://www.chase.com/referabusiness/unlimited to make a referral.

Chase Ink Business Preferred Referral

You will earn 20,000 points per Chase Ink Business Preferred up to a maximum of 100,000 points per calendar year. Here is our referral link.

This is a great time to apply for the Chase Business Preferred as it has a sign up bonus of 80,000 Ultimate Rewards points after spending $5,000 after first 3 months.

Visit https://www.chase.com/referabusiness/preferred to make a referral.

Chase Ink Plus Referral

You can no longer generate a referral link for the Chase Ink Plus card as it is no longer open to new applicants. However, if you have a Chase Ink Plus you can generate a referral for the Chase Ink Business Preferred card above.

You will earn 20,000 points per Chase Ink Business Preferred up to a maximum of 100,000 points per calendar year. Here is our referral link.

Chase Ink Business Cash Referral

Chase has not offered a referral bonus for the Chase Ink Business Cash card for a while. However, if you have a Chase Ink Business Cash you can generate a referral for the Chase Ink Business Unlimited card above.

Visit https://www.chase.com/referabusiness/unlimited to make a referral.

Chase Freedom Unlimited Referral

You will earn 10,000 points (or $100 cash back) per referral up to a maximum of 50,000 points (or $500 cash back) per calendar year. Here is our referral link for anyone that would like to use it.

Visit https://www.chase.com/referafriend/freedomunlimited to make a referral.

Chase Freedom Referral

You will earn 5,000 points (or $50 cash back) per referral up to a maximum of 50,000 points (or $500 cash back) per calendar year. Here is our referral link for anyone that would like to use it.

The Chase Freedom is offering a sign up bonus of $150 (or 15,000 points) after spending $500 within 3 months.

Visit https://www.chase.com/referafriend/chasefreedom to make a referral.

Chase Sapphire Preferred Referral

Chase has increased the sign up bonus and the number of points you can make for referrals. You will earn 15,000 points per referral up to a maximum of 75,000 points per calendar year. Here is our referral link for anyone that would like to use it.

The Chase Sapphire Preferred is offering 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

Visit https://www.chase.com/referafriend/chasesapphirepreferred to make a referral.

United MileagePlus Explorer Referral

You will earn 10,000 miles per referral up to a maximum of 50,000 miles per calendar year. Here is our referral link for anyone that would like to use it.

The United Explorer referral is offering a sign up bonus of 40,000 miles after spending $2,000 within 3 months.  However, the sign up bonus on chase.com is higher (50,000).

Visit https://www.chase.com/referafriend/unitedexplorer to make a referral.

Southwest Rapid Rewards Priority, Premier and Plus and Premier Business Cards Referrals

Chase recently updated the referral bonus process for its Southwest credit cards.  You used to only be able to refer people to the specific Southwest credit card you had. However, now you can earn a referral bonus if your friend gets any Southwest personal card or the Southwest Rapid Rewards Premier Business Credit Card, even if it is a different card than yours.

Chase is offering a referral bonus on all 3 versions of the Southwest personal card (Priority, Premier and Plus) as well as the Premier Business card. You will earn 10,000 points per referral for any participating Southwest Rapid Rewards Credit Card up to a maximum of 50,000 points per calendar year.

The sign up bonus from the Southwest cards count towards the 110,000 miles needed for a Southwest companion pass which if you earn in 2019 would be valid for all of 2019 and 2020.

Disney Rewards Visa Card Referral

You will receive $100 Disney Reward Dollars per referral up to a maximum of $500 Disney reward dollars per calendar year.

The referral links offer a sign up bonus of a $200 statement credit after spending $500 in the first 3 months from account opening.

Visit https://www.chase.com/referafriend/disney to make a referral.

World of Hyatt Referral

You will receive 5,000 points per referral up to a maximum of 25,000 points per calendar year.

The referral links offer a sign up bonus of 50,000 points.

Visit https://www.chase.com/referafriend/worldofhyatt to make a referral.

IHG Rewards Club Premier Credit Card Referral

You will receive 10,000 points per referral up to a maximum of 50,000 points per calendar year.

The referral links offer a sign up bonus of 80,000 points after spending $2,000 in the first 3 months from account opening.

Visit https://www.chase.com/referafriend/ihg to make a referral.

Marriott Bonvoy Boundless Credit Card Referral

You will earn 20,000 points per referral up to a maximum of 100,000 points per calendar year.

Visit https://www.chase.com/content/chase-ux/en/microsites/referafriend/marriottbonvoyboundless to make a referral.

Chase Sapphire Reserve Referral

Chase sometimes offers a referral bonus for the Chase Sapphire Reserve card at https://www.chase.com/referafriend/chasesapphirereserve but it is not currently available for new referrals.

Leave Your Chase Referral Links Here

If you have one of these Chase credit cards and you know a friend or family member that would be interested in applying as well, you can send them a referral through https://www.chase.com/referafriend to earn bonus points for yourself.  If you are interested in applying for these cards and do not know anyone to send you a referral, we would be grateful if you use our referral links for the Chase Freedom UnlimitedChase FreedomInk Business Preferred, United Explorer, or the Chase Sapphire Preferred.

You are also welcome to leave your Chase referral links in the comments below.

(See also related post: How to Earn a Discover Refer a Friend Bonus)

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