We have written before about Chase’s refer-a-friend program which we use to earn extra points when a close friend or family member applies for a new Chase credit card. The list of cards that offer a Chase refer-a-friend bonus keeps changing (a few cards that offered referral bonuses for years were recently removed) so we thought it was time for an updated post.

There are several Chase credit cards currently offering a referral bonus for referring those credit cards to family or friends if they apply and are approved using your referral link.

How Chase Refer a Friend Works

For anyone not familiar, Chase offers the opportunity to earn points for referring its credit cards through Chase refer-a-friend at chase.com/referafriend. The way Chase refer-a-friend works is that will you receive bonus points (usually 5,000, 10,000, 15,000 or 20,000 points depending on the card) for each person who applies and is approved for a credit card using your referral link. You can invite as many people as you want but there is a maximum cap of how many bonus points per calendar year that you can earn total for each card.

You can only refer people to the specific credit card you have not any Chase card.  There are some exceptions where you can refer people for a card in the same family (for example if you have a Southwest credit card you can refer friends to any participating Southwest credit card).

How To Generate and Share Your Chase Referral Link

There are a few ways to get your Chase referral link which you can then share with friends or family including: 1) visiting https://www.chase.com/referafriend (or the url for your specific card below), 2) through the Chase mobile app, 3) click on banners when logged into your chase.com account and 4) keep an eye for emails from Chase about refer a friend opportunities.

To create your Chase referral link visit chasereferafriend.com (or the urls listed below for your specific credit card) and enter your last name, zip code and last 4 digits of your card to see if your card is eligible for a referral bonus at that time. If your Chase card is eligible you will generate a referral link which you can copy and share with your friends and also the option to share by email.

Email is the slowest option – it will take up to 7 days for them to receive the email. If you choose email you must provide your friend’s first name and email address and they will be sent an email from the person referring them & Chase.

(Warning: If your friends apply for a lot of credit cards they might not be approved. Most Chase cards are subject to the Chase 5/24 rule for credit card approvals meaning applicants will not be easily approved (if at all) if they have applied for more than 5 cards from any bank in the last 24 months. See this post for more information about the Chase 5/24 rule.)

Current List of Chase Credit Cards Offering Refer-a-Friend Bonus

A referral bonus is not offered for every Chase credit card. Here is a list of all the Chase credit cards that are currently offering a refer a friend bonus:

Chase Sapphire Preferred Referral

You will earn 15,000 points per referral up to a maximum of 75,000 points per calendar year. Here is our referral link for anyone that would like to use it.

The Chase Sapphire Preferred is offering 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.

Visit https://www.chase.com/referafriend/chasesapphirepreferred to make a referral.

Chase Freedom Unlimited Referral

Chase recently updated the referral bonus process for its Chase Freedom and Chase Freedom Unlimited cards.  You used to only be able to refer people to the specific Chase Freedom credit card you had. However, now you can earn a referral bonus for the Chase Freedom Unlimited if you have any Chase Freedom card.

You will earn 10,000 points (or $100 cash back) per referral up to a maximum of 50,000 points (or $500 cash back) per calendar year. Here is our referral link for anyone that would like to use it.

Visit https://www.chase.com/referafriend/freedomfamily to make a referral.

United Explorer Referral

You will earn 10,000 miles per referral up to a maximum of 50,000 miles per calendar year.

Visit https://www.chase.com/referafriend/unitedexplorer to make a referral.

Southwest Rapid Credit Cards Referrals

Chase recently updated the referral bonus process for its Southwest credit cards.  You used to only be able to refer people to the specific Southwest credit card you had. However, now you can earn a referral bonus if your friend gets any Southwest personal credit card, even if it is a different card than yours.

You will earn 10,000 points per referral for any participating Southwest Rapid Rewards Credit Card up to a maximum of 50,000 points per calendar year.

The sign up bonus from the Southwest cards count towards the 125,000 miles needed for a Southwest companion pass which if you earn in 2020 would be valid for the rest of 2020 and all of 2021.

Visit https://www.chase.com/referafriend/swafamily to generate your referral link.

Disney Rewards Visa Card Referral

You will receive $100 Disney Reward Dollars per referral up to a maximum of $500 Disney reward dollars per calendar year.

The referral links offer a sign up bonus of a $200 statement credit after spending $500 in the first 3 months from account opening.

Visit https://www.chase.com/referafriend/disney to make a referral.

World of Hyatt Referral

You will receive 5,000 points per referral up to a maximum of 25,000 points per calendar year.

Visit https://www.chase.com/referafriend/worldofhyatt to make a referral.

IHG Rewards Club Credit Card Referral

Chase recently updated the referral bonus process for its IHG credit cards.  You used to only be able to refer people to the specific IHG Reward Club credit card you had. However, now you can earn a referral bonus if your friend gets either the IHG® Rewards Club Premier Credit Card or IHG Rewards Club Traveler Credit Card, even if it is a different card than yours.

You will receive 10,000 points per referral up to a maximum of 50,000 points per calendar year.

Visit https://www.chase.com/referafriend/ihg to make a referral.

Marriott Bonvoy Credit Card Referral

Chase recently updated the referral bonus process for its Marriott Bonvoy credit cards.  You used to only be able to refer people to the specific Marriott Bonvoy credit card you had. However, now you can earn a referral bonus if your friend gets either the Marriott Bonvoy Boundless™ or Marriott Bonvoy Bold™ Credit Card, even if it is a different card than yours.

You will earn 20,000 points per referral up to a maximum of 100,000 points per calendar year.

Visit https://www.chase.com/referafriend/marriottbonvoy to make a referral.

British Airways Visa Signature Credit Card Referral

Chase recently introduced a referral bonus process for the British Airways Visa Signature credit card.

You will earn 10,000 Bonus Avios points per referral up to a maximum of 50,000 Bonus Avios per calendar year.

Visit https://www.chase.com/referafriend/britishairways to make a referral.

List of Chase Credit Cards No Longer Offering Referral Bonus

Chase has recently discontinued referral bonus for its Ink business cards and its Freedom card. Here are the list of credit cards that used to offer a referral bonus but do not currently.

Chase Ink Business Unlimited Referral

Chase recently ended the Chase Ink Business Unlimited referral bonus at https://www.chase.com/referabusiness/unlimited.

Chase Ink Business Preferred Referral

Chase recently ended the Ink Business Preferred referral bonus at https://www.chase.com/referabusiness/preferred.

Chase Ink Plus Referral

You can no longer generate a referral link for the Chase Ink Plus card as it is no longer available for new applicants.

Chase Ink Business Cash Referral

Chase has not offered a referral bonus for the Chase Ink Business Cash card for a while.

Chase Freedom Referral

Chase recently ended referral bonus for its Chase Freedom card. However, if you have Chase Freedom card you can refer the Chase Freedom Unlimited card. Visit https://www.chase.com/referafriend/freedomfamily to make a referral.

Chase Sapphire Reserve Referral

Chase has offered a referral bonus for the Chase Sapphire Reserve card in the past at https://www.chase.com/referafriend/chasesapphirereserve but it is not currently available for new referrals.

Leave Your Chase Referral Links Here

If you have one of these Chase credit cards and you know a friend or family member that would be interested in applying as well, you can send them a referral through https://www.chase.com/referafriend to earn bonus points for yourself.  If you are interested in applying for these cards and do not know anyone to send you a referral, we would be grateful if you use our referral links for the Chase Freedom Unlimited, United Explorer, or the Chase Sapphire Preferred.

You are also welcome to leave your Chase referral links in the comments below.

(See also related post: How to Earn a Discover Refer a Friend Bonus)

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