Today is the first day of a new quarter and a new set of 5 percent categories for the Discover card. Discover has released the full 2020 5% bonus categories for the Discover card.
Discover Cashback Calendar 2020 5% Bonus Categories
The Discover card 5% bonus categories for 2020 are as follows:
1st quarter (January 1 – March 31, 2020) – Grocery Stores, Walgreens and CVS. (Excludes purchases made at Walmart and Target.)
2nd quarter (April 1 – June 30, 2020) – Gas Stations, Uber, Lyft and Wholesale Clubs. Activate Now.
3rd quarter (July 1 – September 30, 2020) – Restaurants and PayPal. Activate starting May 1.
4th quarter (October 1 – December 31, 2020) – Amazon.com, Walmart.com and Target.com. Activate starting August 1.
The 5% only applies to the first $1,500 spent on combined purchases each quarter. Here is the link to the Discover 5% calendar for 2020 on discover.com.
These are great categories and should be easy for most people to meet the maximum bonus. Some grocery stores and gas stations allow you to purchase gift cards using a credit card so you can easily maximize the bonus.
Don’t Forget to Activate!
Please note, that in order to earn the 5% you must activate the offer each quarter. If you have signed up for email reminders you should have already received an email asking you to activate this quarter’s categories. Unlike the Chase Freedom card, activation is not retroactive so you need to activate the bonus in order to start earning the 5% cashback.
(See also related post: How to Earn a Discover Refer a Friend Bonus)