Chase has released some of the 2020 5% bonus categories for the Chase Freedom credit card.
Chase Freedom Calendar 2020 5% Bonus Categories
The Chase Freedom 5% bonus categories for 2020 are as follows:
1st quarter (January 1, 2020- March 31, 2020) – Gas Stations, Internet, Cable & Phone Services and Select Streaming Services.
2nd quarter (April 1, 2020 – June 30, 2020) – Grocery Stores, Fitness Club & Gym Memberships and Select Streaming Services.
3rd quarter (July 1, 2020 – September 30, 2020) – Amazon.com and Whole Foods Market. Activate by September 14, 2020 here in order to earn the 5%.
4th quarter (October 1, 2020 – December 31, 2020) – Coming soon.
Chase has not released the rest of the 2020 bonus categories but they tend to be similar to previous years. Below are the 2019 and 2018 5% bonus categories for the Chase Freedom card.
Chase Freedom Calendar 2019 5% Bonus Categories
The Chase Freedom 5% bonus categories for 2019 were as follows:
1st quarter (January 1, 2019- March 31, 2019) – Gas Stations, Tolls, Drugstores.
2nd quarter (April 1, 2019 – June 30, 2019) – Grocery Stores (not including Walmart and Target Purchases) and Home Improvement Stores.
3rd quarter (July 1, 2019 – September 30, 2019) – Gas stations and select streaming services.
4th quarter (October 1, 2019 – December 31, 2019) – PayPal, Chase Pay & Department Stores.
Chase Freedom Calendar 2018 5% Bonus Categories
The Chase Freedom 5% bonus categories for 2018 were as follows:
1st quarter (January 1, 2018- March 31, 2018) – Gas Stations, internet/cable/phone services, Chase Pay, Android Pay, Apple Pay, Samsung Pay.
2nd quarter (April 1, 2018 – June 30, 2018) – Grocery stores (not including Walmart and Target), PayPal and Chase Pay.
3rd quarter (July 1, 2018 – September 30, 2018) – Gas Stations, Lyft and Walgreens.
4th quarter (October 1, 2018 – December 31, 2018) – Department Stores, Wholesale Clubs and Chase Pay.
Here is the link to the Chase Freedom 5% calendar on chase.com.
Don’t Forget to Activate
Please note, that in order to earn the 5% you must activate the offer each quarter (by text, email or other methods). If you have a Chase Freedom and have signed up for email reminders you should have already received an email asking you to activate this quarter’s categories. If you have not yet activated the 5% for this quarter, you can register now or any time during the registration period and earn the full 5% for the entire quarter retroactively. Registration for the third quarter of 2020 has started and ends on September 14, 2020.
Overview of the Chase Freedom Credit Card
For anyone not familiar with this card, the Chase Freedom is a great no annual fee credit card card that earns you points that can be indirectly transferred to frequent flyer and hotel loyalty programs. Chase Freedom is technically a cash back card only and points earned using the Chase Freedom cannot be directly transferred to airlines and hotel programs. However, if you have a Chase Sapphire Preferred, Chase Sapphire Reserve, Ink Business Preferred or Ink Plus, you can transfer your points from your Chase Freedom account to one of those cards and then from there to the various Ultimate Rewards travel partners. See related post How To Combine or Transfer Chase Ultimate Rewards Points Between Accounts.
While the Chase Freedom normally offers 1% cash back on all purchases, every quarter there are certain bonus categories for which you can earn 5% cash back on up to $1,500 spent in bonus categories each quarter. This means if you spend the full $1,500 each quarter in those 5 percent categories you can earn a total of 30,000 points a year (6,000 points + extra 24,000 bonus points).
The 5 cash back categories vary each year. You have to register each quarter for the bonus and then you can earn the 5% on up to $1,500 on purchases for that quarter.
Interested in another 5% cashback card? You might want to consider a Discover card.