The new set of 5% categories for the 2nd quarter are now live and open for registration for 5% bonus categories for the Chase Freedom Flex (our affiliate link) and original Chase Freedom credit card. Although the Chase Freedom and the Chase Freedom Flex are technically cash back cards, if you have a Chase Sapphire Preferred, Chase Sapphire Reserve, Ink Business Preferred or Ink Plus card you can transfer points from your Freedom account into one of those accounts and then can transfer those points to various Chase travel partners.

The Chase Freedom 5% categories for 2023 Q2 quarter (April 1, 2023 – June 30, 2023) are Lowe’s and

Chase provides clarification on what is included and excluded in each category:
•  Lowe’s purchases include: Includes purchases made at Lowe’s physical stores and including a variety of goods and services provided by merchant.
•  Lowe’s exclusions: Purchases from contractors or specialists for providing a home improvement service are not eligible in the category. Transactions through a third-party provider will not be included in this category.
• purchases include: The category includes purchases made at (including digital downloads, Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through’s marketplace) and Whole Foods Market (including physical Whole Foods Market and Whole Foods Market 365 stores, and the website accessible at
• exclusions: The category does not include (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to,,,, or, or any other website operated by Amazon, (iii) purchases made at international Whole Foods Market sites, (iv) purchases of Whole Foods Market or Whole Foods Market 365 products or services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market or Whole Foods Market 365 gift cards (including through, event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Market sites, (vii) purchases of massage services at any Whole Foods Market site, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion.

The 5% only applies to the first $1,500 spent on combined purchases each quarter. This means if you spend $1,500 on a combination of Lowe’s and this quarter you will receive a total of 7,500 points (1,500 plus a bonus of 6,000 points).

This should be an easy quarter to maximize your bonus. Even if you do not plan to spend Lowe’s and you can always reload your Amazon gift card balance.

Don’t Forget to Activate

chase freedom flex registration q2 2023 2nd quarter 2 2023

Please note, that in order to earn the 5% you must activate the offer each quarter (by text, email or other methods). If you have a Chase Freedom and have signed up for email reminders you should have already received an email asking you to activate this quarter’s categories. If you have not yet activated the 5% for this quarter, you can register now or any time during the registration period and earn the full 5% for the entire quarter retroactively. Registration for the 2nd quarter of 2023 ends on June 14, 2023.

Disclosure: This article contains referral and affiliate links. This means we may earn commissions if you shop through the links on this page at no extra cost to you. As an Amazon Associate we earn from qualifying purchases.


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