The fourth quarter of 2025 5% bonus categories for the Chase Freedom Flex (our referral link) and original Chase Freedom credit card (no longer available) have been released and can now be activated.
The Chase Freedom 5% categories for 2025 4th quarter (October 1 – December 31, 2025) are PayPal® (Bonus Birthday Category for December Only), Old Navy®, Chase Travel and Department Stores.
The 5% only applies to the first $1,500 spent on combined purchases each quarter. This means if you spend $1,500 on a combination of PayPal®, Old Navy®, Chase Travel and Department Stores during the fourth quarter of 2025 you will receive a total of 7,500 points (1,500 plus a bonus of 6,000 points).
Don’t Forget to Activate
Please note, that in order to earn the 5% you must activate the offer each quarter (by text, email or other methods). You can register now or any time during the registration period and earn the full 5% for the entire quarter retroactively. Registration for the 4th quarter of 2025 ends on December 14, 2025.
Although the Chase Freedom and the Chase Freedom Flex are technically cash back cards, if you have a Chase Sapphire Preferred, Chase Sapphire Reserve or Ink Business or Sapphire Reserve for Business cards you can transfer points from your Freedom account into one of those accounts and then can transfer those points to various Chase travel partners.
