Chase has released the 2019 5% bonus categories for the Chase Freedom card.

Chase Freedom Calendar 2019 5% Bonus Categories

The Chase Freedom 5% bonus categories for 2019 are as follows:

1st quarter (January 1, 2019 – March 31, 2019) – Gas Stations, Tolls, Drugstores.
2nd quarter (April 1, 2019 – June 30, 2019) – Grocery Stores (not including Walmart and Target Purchases) and Home Improvement Stores.
3rd quarter (July 1, 2019 – September 30, 2019) – Gas stations and streaming services.
4th quarter (October 1, 2019 – December 31, 2019) – PayPal, Chase Pay & Department Stores. Activate by December 14, 2019 here.

chase freedom calendar 2019 chase freedom 5 percent categories

Here is the link to the Chase Freedom 5% calendar for 2019 on

As you can see the bonus categories for 2019 are similar to the 2018 and 2017 categories (see below).

Chase Freedom Calendar 2018 and 2017 5% Bonus Categories

The Chase Freedom 5% bonus categories for 2018 were as follows:

1st quarter 2018 – Gas Stations, internet/cable/phone services, Chase Pay, Android Pay, Apple Pay, Samsung Pay.
2nd quarter 2018 – Grocery stores (not including Walmart and Target), PayPal and Chase Pay.
3rd quarter 2018 – Gas Stations, Lyft and Walgreens.
4th quarter 2018 – Department Stores, Wholesale Clubs and Chase Pay.

The Chase Freedom 5% bonus categories for 2017 were as follows:

1st quarter 2017 – Gas Stations and Local Commuter Transportation.
2nd quarter 2017 – Grocery stores (not including Walmart and Target) and drugstores.
3rd quarter 2017 – Restaurants and Movie Theaters.
4th quarter 2017 – Walmart and Department stores.

Don’t Forget to Activate

Please note, that in order to earn the 5% you must activate the offer each quarter (by text, email or other methods). If you have a Chase Freedom and have signed up for email reminders you should have already received an email asking you to activate this quarter’s categories. If you have not yet activated the 5% for this quarter, you can register now or any time during the registration period and earn the full 5% for the entire quarter retroactively. Registration for the fourth quarter of 2019 has started and ends on December 14, 2019.

Overview of the Chase Freedom Credit Card

For anyone not familiar with this card, the Chase Freedom is a great no annual fee credit card card that earns you points that can be indirectly transferred to frequent flyer and hotel loyalty programs. Chase Freedom is technically a cash back card only and points earned using the Chase Freedom cannot be directly transferred to airlines and hotel programs. However, if you have a Chase Sapphire Preferred, Chase Sapphire Reserve, Ink Business Preferred or Ink Plus, you can transfer your points from your Chase Freedom account to one of those cards and then from there to the various Ultimate Rewards travel partners. See related post How To Combine or Transfer Chase Ultimate Rewards Points Between Accounts.

While the Chase Freedom® normally offers 1% cash back on all purchases, every quarter there are certain bonus categories for which you can earn 5% cash back on up to $1,500 spent in bonus categories each quarter. This means if you spend the full $1,500 each quarter in those 5 percent categories you can earn a total of 30,000 points a year (6,000 points + extra 24,000 bonus points).

The 5 cash back categories vary each year. You have to register each quarter for the bonus and then you can earn the 5% on up to $1,500 on purchases for that quarter.


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