I recently wrote about all the credit cards that reimburse for Global Entry. While most of these cards reimburse holders for either Global Entry or TSA Precheck, a few cards reimburse only for Global Entry or TSA Precheck. Global Entry includes TSA Precheck so most people will find it better to apply for Global Entry vs TSA Precheck. For those that choose to apply for TSA Precheck I have put together a list of the cards that will reimburse you for TSA Precheck.
TSA Precheck Fee Reimbursement
Several credit cards and charge cards reimburse cardholders for the TSA Precheck ($85).
Most (but not all) of these cards also reimburse the fee for Global Entry application fee ($100) if you decide Global Entry is a better option for you.
Although NEXUS and SENTRI include TSA Precheck and Global Entry benefits, the fees for NEXUS or SENTRI are NOT reimbursed by any of these cards.
How Does the TSA Fee Credit Work?
The free TSA Pre benefit appears as a statement credit automatically after that card is used to pay for the TSA Precheck fee. (The only exceptions are the Expedia+ Voyager Card from Citi and Crystal Visa Infinite which reimburse TSA Precheck fees as part of their annual travel fee credit benefits.)
The TSA Fee credit benefit, however, can only be used once every 4 to 5 years (depending on the card) and only for either Global Entry or TSA Precheck – not both.
More specific information regarding the reimbursement of TSA Precheck fees can be found in the terms and conditions for each card.
Can You Use Your TSA Fee Credits for Others?
Yes, you can use the fee credit for another person – the banks don’t know who applied for TSA Precheck. It does not have to be a family member or authorized user, you just have to give that person your credit card information.
List of Credit/ Charge Cards That Reimburse TSA Precheck Fee
Below is the current list of all cards that reimburse the TSA Precheck fee. (We don’t have credit card affiliate links but a couple of these links are our personal referral links.)
• PenFed Pathfinder Rewards American Express – No annual fee – Every 5 years
• SunTrust Travel Rewards Credit Card – $89 annual fee (waived first year) – Every 5 years
• BB&T Spectrum Travel Rewards Credit Card – $89 annual fee (waived first year)– Every 4 years
• Chase United Explorer Card – $95 annual fee (waived first year) – Every 4 years
• Capital One® Venture® Rewards Credit Card – $95 annual fee (waived first year) – Every 4 years
• Spark® Miles from Capital One – $95 annual fee (waived first year) – Every 4 years
• U.S. Bank FlexPerks® Gold American Express® Card – $85 annual fee – Every 5 years
• IHG® Rewards Club Premier Credit Card – $89 annual fee – Every 4 years
• Bank of America® Premium Rewards® Credit Card – $95 annual fee – Every 4 years
• Expedia+ Voyager Card from Citi – $95 annual fee – Every year as part of annual fee credit but not open to new applicants
• American Express Corporate Gold Card – $125 annual fee – Every 4 years – Terms Apply
• American Express Corporate Platinum Card – $395 annual fee – Every 4 years – Terms Apply
• HSBC Premier World Elite Mastercard® Credit Card – $395 annual fee – Every 5 years
• U.S. Bank Altitude Reserve Visa Infinite® Card – $400 annual fee but exclusive to U.S. Bank customers – Every 4 years
• Crystal Visa Infinite – $400 annual fee – Every calendar year as part of Airline Incidental Fees credit
• Chase Sapphire Reserve – $450 annual fee – Every 4 years
• Citi /AAdvantage Executive World Elite MasterCard -$450 annual fee – Every 5 years
• Marriott Bonvoy Brilliant™ American Express Card – $450 annual fee – Every 4.5 years
• SKYPASS Select Visa Signature® Card – $450 annual fee – Every 4 years
• Citi Prestige Card – $495 annual fee – Every 5 years
• Platinum Card from American Express – $550 annual fee – Every 4.5 years – Terms Apply
• Business Platinum Card from American Express -$595 annual fee – Every 4.5 years – Terms Apply
• HSBC Premier World Mastercard® Credit Card – No Annual Fee for qualified Premier clients – Every 5 years
• Centurion Card from American Express – By invitation only -Terms Apply – $2,500 annual fee plus $7,500 initiation fee
I believe these are all the cards that offer a TSA Precheck reimbursement. (Let me know if I am missing any.)
Should You Apply for a Credit Card Just for the TSA Precheck Fee Credit?
Many travelers already have one of more of these cards but if you don’t you might wonder if it worth getting a new credit card before applying/renewing TSA Precheck. Personally I would not apply for a credit card solely to avoid the TSA Precheck fee but I would consider if it was a card that was useful to me.
Most of these cards charge high annual fees (but most offer additional airline fee credits which may offset the high annual fees).
However if a card has no annual fee or a fee of $85 or less it might be worth applying for the card before your TSA Precheck application so that you can get it for free. If that is the case I would consider either the Capital One® Venture® Rewards Credit Card or the Chase United Explorer Card. Both have an $95 annual fee but it waived for the first year. However both these cards might be hard to get – the United card is subject to Chase 5/24 and Capital One is tough in approving new credit cards.
Also applying for many cards makes it harder to get approved for new credit cards, so you don’t want to get a card you don’t need just for the TSA Precheck credit and have a hard time getting approved for another card you really want.