I love Chase Ultimate Rewards and they are my favorite points to collect.  Following is a guide on how to earn Chase Ultimate Rewards points.

Chase Credit Cards Sign Up Bonuses

You can earn a large amount of Chase Ultimate Rewards points as a sign up bonus when you sign up for a new Chase credit card if you spend a certain amount in the first 3 months.  Here is a list of Chase credit cards that earn Ultimate Rewards and their sign up bonuses:

Personal Chase Credit Cards:

Chase Freedom Flex: $200 bonus after you spend $500 on purchases in your first 3 months from account opening. Plus earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. No annual fee.

Chase Freedom Unlimited: $200 bonus after you spend $500 on purchases in your first 3 months from account opening. Plus earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year. No annual fee.

Chase Sapphire Preferred:  60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. $95 annual fee.

Chase Sapphire Reserve card: 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. $450 annual fee and $75 for each authorized user. $300 Annual Travel Credit.

Business Chase Credit Cards:

Chase Ink Business Preferred: 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening. $95 annual fee.

Chase Ink Business Unlimited: $750 bonus cash back (or 75,000 points) after you spend $7,500 on purchases in the first 3 months after account opening. No annual fee.

Chase Ink Business Cash: $750 bonus cash back (or 75,000 points) after you spend $7,500 on purchases in the first 3 months after account opening. No annual fee.

Chase Cards Category Bonuses

All Chase credit cards that earn Ultimate Rewards points offer extra points for spending money in certain categories. So instead of earning 1 point per $1 spent, you can earn up to 5 points per $1.

Personal Chase Credit Cards:
Chase Freedom Unlimited:

• Earn 5% on travel purchased through Chase Ultimate Rewards.
• Earn 3% on dining at restaurants (including takeout and eligible delivery services)
• Earn 3% on drugstore purchases.
• Earn unlimited 1.5% cash back on all other purchases.

Chase Freedom Flex:

• Earn 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter. See the Chase Freedom 5% calendar here.
• Earn 5% on travel purchased through Chase Ultimate Rewards.
• Earn 3% on dining at restaurants (including takeout and eligible delivery services)
• Earn 3% on drugstore purchases.
• Earn 1% on all other purchases.

Chase Freedom (No longer open for new applications): Earn 5% cash back on up to $1,500 in combined purchases in rotating bonus categories each quarter and and 1% on all other purchases. See the Chase Freedom 5% calendar here.

Chase Sapphire Preferred:

• Earn 5x on travel purchased through Chase Ultimate Rewards (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit).
• Earn 3x on dining at restaurants worldwide (including takeout and eligible delivery services)
• Earn 3x points on select streaming services and online grocery purchases (excluding Target, Walmart and wholesale clubs).
• Earn 2X points on all other travel purchases.
• Earn 1x on all other purchases.

Chase Sapphire Reserve:

• Earn 5x total points on flights when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually.
• Earn 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually.
• Earn 3x points on other travel worldwide after the first $300 is spent on travel purchases annually.
• Earn 10x total points on Chase Dining purchases with Ultimate Rewards.
• Earn 3x points on other dining at restaurants, including eligible delivery services, takeout and dining out.
• Earn 1x on all other purchases.

Business Chase credit cards:

Chase Ink Business Preferred: Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year. Earn unlimited 1 Point Per $1 spent on all other purchases.

Chase Ink Business Unlimited: Earn unlimited 1.5% Cash Back rewards on every purchase.

Chase Ink Business Cash: Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.

Referral Bonus from Chase Refer a Friend Program

Chase periodically offers the opportunity to earn points for referring its credit cards through its Refer a Friend program. Basically the way Chase Refer a Friend works is that if you send a referral link to a friend (or family member) and they apply and are approved for that card you can anywhere between 5,000 to 20,000 points per referral.  You can earn a maximum of 50,000 bonus points per calendar year per credit card.

I use Chase Refer a Friend to earn points when a close family member applies for a Chase card and we try to time our applications to take advantage of the referral bonus. Here is a list of current Chase Refer-a-Friend opportunities.

Online Shopping

Chase has an online shopping portal (Shop through Chase) meaning you can earn Ultimate Reward points for online shopping which most people do anyway.