Wondering what is the best credit card for Lyft? If like us you frequently use Lyft at home or while traveling it is important to use a credit card that earns bonus rewards and points for Lyft rides.
Before reading the best credit cards to use for Lyft make sure you also take advantage of a few ways to earn extra free miles and points for Lyft rides.
Ways to Earn Miles and Points for Lyft Rides (Other Than Credit Cards)
Even if you don’t use any of these credit cards, make sure to sign up to take advantage of the following partnerships to earn miles and hotel points for Lyft rides.
Earn Delta SkyMiles
Earn 1 Delta mile per $1 on every U.S. Lyft ride (excludes taxes, fees, tolls and tips).
To start earning Delta miles for Lyft rides, visit https://www.deltalyft.com to link your Delta SkyMiles and Lyft accounts.
Earn Hilton Honors points
Earn 3 Hilton Honors Points per $1 spent on Lyft rides (economy, luxury and extra seats) and 2 Hilton HonorsPoints per $1 spent on shared Lyft rides. You can also redeem your Hilton Honors Points for Lyft credits.
To start earning Hilton Honors points for Lyft rides, visit https://hiltonhonorslyft.com/hiltonhonorslyft to link your Hilton Honors and Lyft accounts.
Best Credit Cards for Lyft
Here is a list of credit cards that earn the most for Lyft rides. Instead of earning 1 point for each $1 spent on Lyft, these credit cards earn anywhere from 3-10 times the points. Disclosure: This article contains some of our referral links.
Best Personal Credit Cards for Lyft
Chase Sapphire Preferred (Our #1 Pick)
Overview: The Chase Sapphire Preferred card is one of of the best cards for travel. The card earns 2X points on dining at restaurants and travel (which includes other ridesharing services) and 1x on all other purchases.
Annual Fee: $95 annual fee.
Welcome Bonus: Earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening (which is worth $750 toward travel when you redeem through Chase Ultimate Rewards).
Return on Lyft Rides: 5x points on Lyft rides through March 2022; 2X points per $1 spent after March 2022
Overview: The Chase Freedom Unlimited card earns 5% cash back on Lyft rides through March 2022. The Chase Freedom Unlimited is another one of my favorite credit cards. It earns 5% cash back on travel purchased through Chase; 3% on drugstores and dining at restaurants (including takeout and eligible delivery services); and 1.5% on all other purchases.
0% intro APR for 15 months from account opening on purchases
No Annual Fee
Welcome Bonus: Earn $200 cash back after spending $500 on purchases in first 3 months.
Return: Earns 5% cash back on Lyft rides through March 2022.
Overview: The new Chase Freedom Flex earns 5% cash back on up to $1,500 spent in rotating 5 percent bonus categories each quarter; 5% cash back on travel purchased through Chase; 3% on drugstores and dining at restaurants (including takeout and eligible delivery services); and 1% on all other purchases.
$10 in Lyft credit every month you take 5 qualifying rides
0% introductory APR for 15 months from account opening on purchases.
No Annual Fee.
Welcome Bonus: Earn $200 cash back after spending $500 on purchases in first 3 months.
Return on Lyft Rides: 5% cash back on Lyft rides through March 2022.
Chase Freedom
Overview: The Chase Freedom is no longer available to new cardholders.
Return on Lyft Rides: 5% cash back on Lyft rides through March 2022.
Overview: The Chase Sapphire Reserve card earns by far the largest number of points for Lyft rides because of the Chase-Lyft partnership. The Chase Sapphire Reserve card earns 10x total points on Lyft rides through March 2022 and 1 year of complimentary Lyft Pink membership per account (which offers 15% off car rides, relaxed cancellations, priority airport pickups, and up to three free 30-minute bike and scooter rides per month).
The Chase Sapphire Reserve card is useful card for frequent travelers as it earns 3X points per $1 spent on travel (which includes other ridesharing services) and dining purchases worldwide. It has a high annual fee of $550 but the fee is offset by an up to $300 annual travel credit and up to $100 application fee credit for Global Entry or TSA Precheck. Other features of this card include complimentary Priority Pass™ Select lounge access, travel protections, including Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption Insurance, Trip Delay Reimbursement, Travel and Emergency Assistance Services, Travel Accident Insurance and more.
Welcome Bonus: Earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
Annual Fee $550 annual fee; $75 for each authorized user.
Return on Lyft Rides: 10x points on Lyft rides through March 2022; 3X points per $1 spent after March 2022
Overview: The American Express® Green Card is one of the best Amex cards for Lyft rides. Although it has a $150 annual fee it earns 3X points on travel including hotels, transit, taxis, tours, ridesharing services, restaurants worldwide. It also offers a $100 credit for CLEAR membership and a $100 credit when you purchase lounge access through LoungeBuddy.
Welcome Bonus: Earn 45,000 Membership Rewards points after spending $2,000 on purchases in first 3 months of card membership.
Return on Lyft Rides: 3X points on travel including hotels, transit, taxis, tours and ridesharing services.
Blue Cash Preferred® Card from American Express
Overview: The Blue Cash Preferred® Card is one of the best Amex cards for Lyft rides. It earns 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases) and on select U.S. streaming subscriptions; 3% cash back on transit (including taxis/rideshare, parking, tolls, trains, buses and more) and gas at U.S. gas stations and 1% cash back on other purchases.
0% APR on purchases period for 12 months
Annual Fee: $0 introductory annual fee for one year, then $95 annual fee
Welcome Bonus: Earn $300 cash back after spending $3,000 in purchases in first 6 months of card membership.
Return on Lyft Rides: Earns 3% cash back on transit (which includes ridesharing).
Wells Fargo Propel American Express
Overview: The Wells Fargo Propel American Express has no annual fee and earns 3X points on eating out and ordering in, gas stations, rideshares, and transit, flights, hotels, homestays, car rentals and popular streaming services.
Welcome Bonus: Earn 20,000 bonus points after spending $1,000 in purchases in the first 3 months which is a $200 cash redemption value you can use towards travel, gift cards and more.
Return on Lyft Rides: Earns 3X points on ridesharing services.
Citi Premier
Overview: The Citi Premier is the best Citi card for Lyft. It has a $95 annual fee and earns 3X points on travel including gas stations and ridesharing, 2X points at restaurants and entertainment and 1X points on other purchases.
Welcome Bonus: Earn 60,000 bonus points after making $4,000 in purchases with your card within the first 3 months of account opening.
Return on Lyft Rides: 3X points on travel including ridesharing services.
Best Business Credit Cards for Lyft
Overview: The Chase Ink Business Unlimited earns 5% cash back on Lyft rides through March 2022 and 1.5% cash back rewards on every other purchase.
0% APR on purchases period for 12 months
No Annual Fee
Welcome bonus: $750 bonus cash back after spending $7,500 on purchases in the first 3 months after account opening.
Return on Lyft Rides: 5% cash back on Lyft rides through March 2022.
Overview: The Chase Ink Business Cash is another no annual fee business card that earns earns 5% cash back on Lyft rides through March 2022. It earns 5% in the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year and 1% cash back on all other purchases.
0% introductory APR for 12 months on purchases
No Annual Fee
Welcome bonus: $750 bonus cash back after spending $7,500 on purchases in the first 3 months after account opening.
Return on Lyft Rides: 5% cash back on Lyft rides through March 2022.
Overview: Chase Ink Business Preferred is one of the best credit cards for business travelers. While there is a $95 annual fee it earns 3 points per $1 on the first $150,000 spent in combined purchases in the following categories (travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines) and 1 point per $1 on all other purchases. The Chase Ink Business Preferred earns 5x points on Lyft rides through March 2022.
Welcome bonus: Earn 100,000 Ultimate Rewards points after spending $15,000 within three months. That’s $1,250 towards travel rewards when you redeem through Chase Ultimate Rewards.
Return on Lyft Rides: 5% cash back on Lyft rides through March 2022. Earns 3x on travel which includes other ridesharing services.
World Elite Mastercard credit cards – Earn $10 in Lyft credit every month for 5 Lyft rides
If you have a World Elite Mastercard you can $10 in Lyft credit every month you take 5 qualifying rides and pay with your World Elite Mastercard. This is most useful for those that take Lyft a few times a month especially for short distances.
Some World Elite credit cards include Chase Freedom Flex, Capital One Savor Cash Rewards, JetBlue Plus Card, Citi / AAdvantage Platinum Select World Elite Mastercard, Citi Prestige Card, Citi Premier Card and Citi® / AAdvantage® Executive World Elite™ Mastercard. Click here to learn more and get started.
As you can see because of the Chase-Lyft partnership most of the best credit cards for Lyft are issued by Chase. While the premium Chase Sapphire Reserve card earns 10X points for Lyft rides, it has a high annual fee so it is only useful for frequent travelers. Other Chase cards earn 5X for Lyft rides including the Chase Freedom Unlimited and Chase Freedom Flex cards (which have NO annual fee) the Chase Sapphire Preferred card (which is probably the best travel credit card with a reasonable annual fee of $95).
