I applied for a few credit cards since my last credit card application round in December and wanted to share my results. The first card I actually applied for a couple of months ago and the remaining two cards I just applied for this week.
Following are the cards I applied for and my results:
1) AAdvantage Platinum Select World MasterCard
Sign Up Bonus: 50,000 American AAdvantage miles after spending $3,000 in 3 months. Annual fee waived the first year.
Results: Pending then approved.
Strategy: I applied for a personal AA card in late December when a link without the 24 month language appeared and was approved automatically. Weeks later, the link was still around or reappeared so I applied for a second card just to see if I could earn another 50,000 sign up bonus. I received a message to call in for more information. I was super busy and never called but eventually was approved anyway.
2) Alaska Airlines Visa Signature
Results: Pending then denied. I checked my application status online so I know my application was denied but I am still waiting for the letter with the reason.
Strategy: I used to apply and be approved for a new Alaska Airlines Visa Signature every 3-4 months but lately Bank of America has been making it more difficult to be approved for this card. I recently cancelled my last open Alaska credit card and reapplied a few days later. Depending on the reason for the denial, I may call the reconsideration line or just reapply again in a few months.
3) Barclaycard CashForward MasterCard
Sign Up Bonus: $200 after spending $1,000 in 3 months. No annual fee.
Results: Instantly approved.
Strategy: This card has not been on my radar but when I read about the increased bonus I thought I could make an easy $200 dollars. I wanted to try to apply for another Alaska Airlines personal card so I decided to add this application on the same day.
This was a fairly small application round for me. I will earn 50,000 miles and $200 with no annual fees. My minimum spending requirements are small so I won’t need to do too much manufactured spending (mostly Plastiq).